Submitted by Roanman on Sun, 02/21/2016 - 16:24


A fraction is made up of 2 numbers. The top number is called the NUMERATOR and the bottom number is called the DENOMINATOR. Inthe fraction  the 3 is the numerator and the 4 is the denominator.

DENOMINATORThis number shows how many equal 'pieces' something has been divided into. In the fraction,  the denominator is 4 which means there are 4 equal pieces that make up the whole.

NUMERATOR: This shows how many of those pieces there are. In the fraction  there are 3 out of the total of 4 pieces.

In order to convert a fraction to a percentage, divide the top of the fraction by the bottom, multiply by 100 and add a "%" sign.

So, just for fun, in our example above 3 divided by 4 equals .75. .75 multiplied by 100 equals 75%.

I bring this up as a preface to a discussion of the headline unemployment rate otherwise known as U3 which is presently at 4.9% according to the bureau of labor statistics.

U3 is calculated as follows, unemployment rate = number unemployed / civilian labor force x 100

So, here's an example of a calculation employing the above formula that yields a five percent unemployment rate.

unemployment rate = 5,000,000 / 100,000,000 x 100 = 5 percent

Got it? Of course you do, it's simple. But there is mischief afoot and that mischief is found in the catagory "Civilian Labor Force."

Civilian Labor Force" is defined by the Bureau of labot Statistics for purposes of this calculation as follows: All persons in the civilian noninstitutional population classified as either employed or unemployed.

Employed persons are defined for purposes of this calculation as follows: All persons who, during the reference week (week including the twelfth day of the month), (a) did any work as paid employees, worked in their own business or profession or on their own farm, or worked 15 hours or more as unpaid workers in an enterprise operated by a member of their family, or (b) were not working but who had jobs from which they were temporarily absent. Each employed person is counted only once, even if he or she holds more than one job. 


Unemployed persons are defined for purposes of this calculation as follows : All persons who had no employment during the reference week, were available for work, except for temporary illness, and had made specific efforts to find employment some time during the 4 week-period ending with the reference week. Persons who were waiting to be recalled to a job from which they had been laid off need not have been looking for work to be classified as unemployed. 


Lets go back up to our example above: unemployment rate = 5,000,000 / 100,000,000 x 100 = 5 percent unemployed.


Only let's suppose that we have only 75,000,000 in "Civilian Labor Force rather than the 100 million in the above example.

The calculation now looks like this, unemployment rate = 5,000,000 / 75,000,000 x 100 = 6.7 percent unemployed.


Let's say we have unly 60 million people in the labor force. The calculation now looks like this, unemployment rate = 5,000,000 / 60,000,000 x 100 = 8.3 percent unemployed.


It's easy to see here how increasing the numerator, in this case the number of people within the "Civilian Labor Force" reduces the unemployment rate without adding a single job.


How do you increase the numerator? It's pretty simple really. Let's say an employer decides, for any reason whatsover, that rather than employing one, fulltime, 40 hour a week employee, he would prefer to have two, 20 hour a week, part time employees. Presto, for purposes of this calculation you now have two employed people where before you only had one despite the fact that the total hours worked and subsequently compensated for hasn't change at all.


Lets take a look at the denominator or the number of people unemployed. The definition for "Unemployed Worker" requires that person to have actively looked for a job in the preceeding four weeks. If you stop looking, you no longer count within the calculation.


So again using our example above, unemployment rate = 5,000,000 / 100,000,000 x 100 = 5 percent, lets say 1 million unemployed people, for any reason, stopped looking for work last month. they no longer count as unemployed, so the calculation becomes as follows, unemployment rate = 4,000,000 / 99,000,000 x 100 = 4.04 percent.


You have to take that million people who stopped looking for a job from both the numerator and the denominator in order to make the defined calculation, but by virtue of the nature of division, the result is profound. You knock nearly 1% of the unemployment rate.


Here's some charts to think about the next time someone, most likely the President of The United States starts yammering about what a fine job he's done in reducing the rate of unemployment.






The chart below was taken from an NPR piece titled "Unfit For WorK the startling rise of disability in America". Click anywhere on the chart to pull up their presentation.



Maybe we'll look into U6 next week. I dunno. You could go look into it yourself if you want. Then tell me about it.


Goofing Off On A Saturday Morning

Submitted by Roanman on Sat, 02/20/2016 - 08:21


The motor is running slow this morning. So I'm goofing off watching video, lacking the energy even to sit and read.

The first is Colonels Shining Gun, a very nice reining stallion that recently came back to the States from Europe. I'll probably be sending a mare to this stud next year.


This next one is Special Nu Baby tying the all time record for the highest score ever recorded in a cutting horse contest, marking a 234.

Punch it out to about 52 seconds, there's a bunch of nothing going on before that.

Pretty spectacular stuff if you ask me.


Thunder And Lightning

Submitted by Roanman on Fri, 02/19/2016 - 21:29


Friday Night. It's time to rock.

From 1972, Chi Coltrane likely doesn't consider herself to be a one hit wonder, but this is the one that matters.

Thunder and Lightning hit the charts in May of 72 and lasted all summer, reaching #18 in the US while charting all over Europe as well.

To my way of thinking, one of the finer examples of "Blue Eyed Soul" ever recorded.

Thunder and Lightning, Chi Coltrane.



Race, Family, Crime and Poverty ..... Redux

Submitted by Roanman on Tue, 01/13/2015 - 15:10

People keep saying that they want that "National Conversation About Race".  We are of the opinion that for the most part they're lying through their teeth. But just in case someone is telling the truth on that one, here's a good start.

As always, clicking on the chart will take you to it's source.

Black Americans at the median, earn less money than Asian Americans, White Americans, and American Hispanics, in that order.

Black Americans at every level of educational attainment suffer higher rates of unemployment than do White, Asian and Hispanic Americans.

Apologists for Black America frequently site the statistical fact that there are more White Americans than Black Americans on the welfare rolls. The following is a chart reflecting that fact with regards to SNAP recipients.


Apologists for Black America invariably fail to mention another statistical fact. Black Americans make up only about 13% of the total American population. As opposed to between 64% and 72% for White Americans, depending on your criteria regarding just exactly who is White.

Black Americans are imprisoned at a significantly higher rate than are White Americans.

Again, apologists for Black America complain loudly that this disparity has to do with racist sentencing policies for possessing and selling illegal drugs, and in particular differences in sentencing across the board for use, possession, sale and distribution between crack and the powdered form of cocaine, Black Americans cocaine users being significantly more likely to indulge in Crack than are White American cocaine enthusiasts who prefer the powdered form.

They certainly have a point when it comes to the category "Street Level Dealer".

However, that Black Americans commit a significantly higher percentage of violent crime relative to their percentage of the total population than any other racial group in America is not even debatable. (FBI crime statistics combine Whites and Hispanics into the same group, called White)

Clicking on the image below will take you to the 2013 FBI Uniform Crime Report. It is important to understand that these statistics are for arrests and not for convictions. Having said that, the figures are truly ugly as Black Americans make up 52% of the arrests for Murder, 56% for Robbery, 33% for Aggravated Assault and with the exception of Driving Under the influence, Liquor Law violations and Public Drunkenness, Black Americans never approach their relative percentage of 13% of America's total population. Interestingly, 36% of the total arrests for "Suspicion" and 44% of all arrests for Curfew Violations and Loitering are made on Black Americans which I think can be easily construed as evidence of the pervasive "Arrested for Driving While Black" charge, registered by Black Americans against Police Departments across America for generations now.

BUT! ......................... 

What if maybe, all of this has nothing to do with race or racism or anything of the kind? What if there is something else at work here altogether?

The Right just loves to reference a 1990 report that has seemingly disappeared from the internet from The Progressive Policy Institute research arm of the Democratic Leadership Council that states as follows, “... the relationship between crime and one-parent families” is “so strong that controlling for family configuration erases the relationship between race and crime and between low-income and crime."

As early as 1965 New York Democrat, Senator Daniel Patrick Moynihan came to the identical conclusion in his report titled "The Negro Family: The Case For National Action. Office of Policy Planning and Research United States Department of Labor March 1965" aka "The Moynihan Report".

That report was for the most part vilified as both sexist and racist.

Results of a 1994 Wisconsin study on juvenile incarceration, based on data collected in 1993, when combined with census data for the state of Wisconsin from it's Current Population Survey for 1993, are as follows;

Additionally, children from biological two parent families on average miss fewer school days, have higher grade point averages, and are more likely to attend college. Of those who attend college, children from biological two parent families are more likely to graduate than children from both single parent families and children from biological/stepparent families.

Here is some of the research.

Test Scores: Elementary school children from intact biological families earn higher reading and math test scores than children in cohabiting and divorced single and always-single parent families. David J. Armor, Maximizing Intelligence (New Brunswick, NJ: Transaction Publishers, 2003): 80.

Test Scores: Adolescents from non-intact families have lower scores than their counterparts in intact married families on math, science, history, and reading tests. Youngmin Sun and Yuanzhang Li, "Parents' Marital Disruption and Its Uneven Effect on Children's Academic Performance- A Simulation Model," Social Science Research 37 (2008): 456.

Test Scores: Adolescents living in intact married families or married stepfamilies (with stepfathers) performed similarly on the Peabody Vocabulary Test, but adolescents living in single-mother families or in cohabiting stepfamilies (with their biological mother) did worse than those in intact families.Wendy Manning and Kathleen Lamb, "Adolescent Well-Being in Cohabitating, Married, and Single-Parent Families," Journal of Marriage and Family 65 (November 2003): 876-893.

Grades: High school students who live in intact married families have a higher average combined GPA in English and math (2.9) than those in married stepfamilies, divorced families, or intact cohabiting families (2.6) and those in always-single parent families or cohabiting stepfamilies (2.5). National Longitudinal Study of Adolescent Health. As cited by Patrick F. Fagan, "Family Structure and School Performance of U.S. High School Students." Available at http://www.frc.org/content/mapping-america-family-structure-and-school-p.... Accessed 12 September 2011 .

Attending College: Over 57 percent of children who live in intact biological families enter college, compared to 32.5 percent of children in stepfamilies, 47.5 percent of children in single-parent families, and 31.8 percent of children who live in families without either parent present.Gary D. Sandefur, Sara McLanahan, and Roger A. Wojtkiewicz, "The Effects of Parental Marital Status during Adolescence on High School Graduation," Social Forces 71, no. 1 (1992): 112.

College Graduation: Students from disrupted families are less likely to complete four-year college than their peers from intact biological families. Michele Ver Ploeg, "Children from Disrupted Families as Adults: Family Structure, College Attendance and College Completion," Economics of Education Review 21, no. 2 (2002): 174.

Overall: Adolescents from single-parent families and cohabiting families are more likely to have low achievement scores, lower expectations for college, lower grades, and higher dropout rates than children from intact biological families (after controlling for other family socioeconomic factors).Sara McLanahan and Gary Sandefur, Growing Up with a Single Parent: What Hurts, What Helps (Cambridge, MA: Harvard University Press, 1994): 79.

Behavior: First grade students born to married mothers are less likely to behave disruptively (i.e. disobey a teacher, be aggressive with other children) than those born to single or cohabiting mothers. Shannon E. Cavanagh and Aletha C. Houston, "Family Instability and Children's Early Problem Behavior," Social Forces 85, no. 1 (September 2006): 551-581.

Suspension: Adolescents in single-parent families, married stepfamilies, or cohabiting stepfamilies are more likely than adolescents in intact married families to have ever been suspended or expelled from school, to have participated in delinquent activities, and to have problems getting along with teachers, doing homework, and paying attention in school.Wendy Manning and Kathleen Lamb, "Adolescent Well-Being in Cohabiting, Married, and Single-Parent Families," Journal of Marriage and Family 65 (November 2003): 876-893

Attendance: Compared to adolescents from intact married families, those from divorced families and cohabiting families have many more unexcused absences and skip more classes.Barry D. Ham, "The Effects of Divorce on the Academic Achievement of High School Seniors," Journal of Divorce and Remarriage 38, no. 3 (2003): 180.Dropping Out: Students from stepfamilies and single-parent families are three times as likely to drop out of school as students from intact biological families, even when controlling for socioeconomic status.[13]

Dropping Out: Students from stepfamilies and single-parent families are three times as likely to drop out of school as students from intact biological families, even when controlling for socioeconomic status.Herbert Zimiles and Valerie E. Lee, "Adolescent Family Structure and Educational Progress," Developmental Psychology 27, no. 2 (1991): 314-320.

High School Graduation: Eighty-five percent of adolescents in intact biological families graduate from high school, compared to 67.2 percent in single-parent families, 65.4 percent in stepfamilies, and 51.9 percent who live with no parents. Gary D. Sandefur, Sara McLanahan, and Roger A. Wojtkiewicz, "The Effects of Parental Marital Status during Adolescence on High School Graduation," Social Forces 71, no. 1 (1992): 112.

Applying to College: Sixty-nine percent of children from intact biological families applied to college, according to one study, compared to only 60 percent of students who were not from intact families. Gary D. Sandefur, Sara McLanahan, and Roger A. Wojtkiewicz, "The Effects of Parental Marital Status during Adolescence on High School Graduation," Social Forces 71, no. 1 (1992): 112.

Educational Expectations: The adolescent children of single-parent families or stepfamilies reported that their parents had lower educational expectations for them, were less likely to monitor schoolwork, and supervised social activities less than the parents of children in intact biological families. Nan M. Astone and Sara S. McLanahan, "Family Structure, Parental Practices, and High School Completion," American Sociological Review 56 (1991): 309-320.

College Expectations: Whereas 31.3 percent of sons and 26.7 percent of daughters from intact biological families plan to get a college degree, 42.4 percent of sons and 35.9 percent of daughters in single-parent families do not plan to get a college degree. Rashmi Garg, Stella Melanson, and Elizabeth Levin, "Educational Aspirations of Male and Female Adolescents from Single-Parent and Two Biological Parent Families: A Comparison of Influential Factors," Journal of Youth and Adolescence 36 (2007): 1010-1023.

Parental Expectations: Sixty percent of mothers in intact married families expected their child to graduate college, compared to 40 percent of mothers in cohabiting stepfamilies and 36 percent of always-single mothers. Kelly R. Raley, Michelle L. Frisco, and Elizabeth Wildsmith, "Maternal Cohabitation and Educational Success," Sociology of Education 78, no. 2 (2005): 151.

Graduate Studies Expectations: About 40 percent of sons and 44.7 percent of daughters from intact biological families aim to get more education after obtaining their undergraduate degree, compared to 30.7 percent of sons and 35.3 percent of daughters from single-parent families. Rashmi Garg, Stella Melanson, and Elizabeth Levin, "Educational Aspirations of Male and Female Adolescents from Single-Parent and Two Biological Parent Families: A Comparison of Influential Factors," Journal of Youth and Adolescence 36, no. 8 (2007): 1017.

That there was some of the research.

Can anyone here possibly think that any of the above does not reflect in the potential for the lifetime earnings of an individual child? This matters a great deal because as you will discover below, this problem amplifies itself with every subsequent generation.

From Fair Test, College Board and the Wall Street Journal. Evidently, on average, children from every single economic bracket outscored every single lower bracket in every category on the 2014 SAT exam.

You really should read that again !!!!!!!!!!!!!

Now here's where it gets really interesting ..... at least to me.

It literally pays to be married as .....

And ...


Don't just get caught up with the 48% "Never married", take note of the only 13% "Married with husband present" as well.

Seemingly, as John Wooden once famously said,

As an aside, I think that one might logically conclude that this would apply to women and fathers equally well.

But the children of Black Americans by a very strong percentage do not live in two parent families.

Or, the other way to look at it.

Feel free to draw your own conclusions here, but mine are as follows.

While it may not solve the entirety our issues with race in America, Black Americans in general and black American children in particular would be a helluva lot better off if black men and women were to get ..... not necessarily to each other ..... and then stay ..... MARRIED.

This pretty much goes for just about everyone else as well.

Just sayin'.

The Problem is Money ..... Duh!

Submitted by Roanman on Sun, 11/02/2014 - 15:16

If you take a minute to understand how our money is created, the perversity and corruption in our system will become clear. And, when I say system, I mean our monetary system to be sure, but also our entire system of government as it functions today.

Most of our money starts out in life as debt. When the Federal Government of the United States of America decides that it needs money that it otherwise does not have, it issues debt ….. bonds.  Those bonds are sold at auction by the Treasury Department.  Much if not most all of these bonds are purchased by a group of twenty or so large, mostly Wall Street banks designated by The Federal Reserve Bank as "Primary Dealers".

Interestingly, The Federal Reserve Bank or "The Fed" as it is commonly known is not an agency of the Federal Government of the United States of America as one would reasonably expect by virtue of it's name.  It rather is a privately held institution, owned in large part by ..... wait for it ..... the "Primary Dealers.  The Federal Reserve Bank adds or subtracts money from the economy by trading government bonds with the "Primary Dealers", mostly always at a profit to the "Primary Dealers".

Purchasing bonds from the "Primary Dealers" injects cash into the economy as the Federal Reserve simply makes a journal entry into it’s own computer system for it's own account, and in so doing it deposits a sum of money which did not exist one instant before and thus some number of billions of dollars of new money is born out of thin air.  It only dies when the Fed subsequently sells those bonds back into the economy, thus drawing cash out of the economy, or when the government pays that money back by redeeming it's previously issued bonds.  In other words, that money is for the most part immortal.

The Federal Government of the United States of America then pays the required interest on this debt out of tax revenue.

Lately the Federal Reserve Bank has on occasion been buying the bonds back from the "Primary Dealers" the very next day following their original purchase by the "Primary Dealers" from the Treasury Department.  This enables these preferred banks to buy the next batch of new bonds and then subsequently resell them to the Federal Reserve Bank at another profit whenever the Federal Government of the United States of America again decides that it needs to spend some money that it does not have.  Usually, that would be tomorrow.

This is the nuts and bolts of the proceedure commonly referred to as "Monetizing The Debt".

Here is where it gets real interesting ..... at least to me.  Congress is empowered by the Constitution to “coin” money without ever having to fool around with The Fed, issuing bonds, debt or making interest payments. U.S. Constitution - Article 1 Section 8 begins as follows: The Congress shall have Power To ….. some stuff you should probably take the time to read ….. Clause 5, “Coin Money, regulate the Value thereof” ….. and then some other stuff you should probably also take the time to read.  Congress punted on that right with the passage of The Federal Reserve Act of 1913, which Act created The Federal Reserve Bank as a privately held institution.

Were the Federal Government of the United States of America or any other nation in the world for that matter, to simply make it's own entry into it’s own account at it's own bank, rather than the privately owned institution that it now banks with, there would be no debt, no sale of bonds and no need to pay any subsequent interest payments out of tax receipts.

There most certainly would be instances of inflation, which would most certainly be underreported by a legion of governmental economists kept on the payroll, in one way or another, for purposes of massaging numbers in an effort to obscure the true rate of inflation in a cynical effort to evade accountability to the American people.  BUT ..... how is any of that different from what we have today?

The hidden benefit here is of course that there would be no insider profits to be had for the "Primary Dealers”.  Which profits they are presently using for the purchase of among other things, legislation that suits their own special interests, largely to the detriment of the American people.  That last part there is just my opinion.

Were we to simply cut out the middle man by chartering a bank that is wholly owned by the American people through the Federal Government of the United States of America and let it give birth to it's own money, a lot of our problems, most notably our debt, would become a whole lot more manageable.

Doesn't that strike you as an ever so much better approach?  It certainly worked for Andrew Jackson.


To Quote Buckminster Fuller over and over and ...

Submitted by Roanman on Mon, 08/25/2014 - 06:59


We are called to be architects of the future, not its victims.”

There is nothing in a caterpillar that tells you it's going to be a butterfly.”

“God, to me, it seems, is a verb, not a noun, proper or improper.”

“Controlled time is our true wealth.”

“Our power is in our ability to decide.”

“Man knows so much and does so little.”

“Truth is a tendency.”

“The end move in politics is always to pick up a gun.”

 “By 2000, politics will simply fade away. We will not see any political parties.”

Oopsies on that last one.

“Pollution is nothing but the resources we are not harvesting. We allow them to disperse because we've been ignorant of their value.”

 “How often I found where I should be going only by setting out for somewhere else.”

 “I have spent most of my life unlearning things that were proved not to be true”

A problem adequately stated is a problem well on its way to being solved.”


Sometimes a chart or two, maybe some maps are all you need

Submitted by Roanman on Sat, 08/23/2014 - 09:48


Our last post of charts was probably our all-timer for calls.

Probably/mostly because the posting around here has been less than haphazard for a good long while.

Some of you were worried that I had gone out and got me a job.

Like somebody's gonna hire me.

Anyway ..... we continue. 

As always clicking the image will mostly take you to the source article from which it was taken.


On that military gear coming to a county near you thing .....


I'll post it again despite it being just a post or two below mostly because I think it matters.

One outcome is predictable.



The above was taken from an economist piece that concludes, "This is not because they are trigger-happy but because they are nervous. The citizens they encounter have perhaps 300m guns between them, so a cop never knows whether the hand in a suspect’s pocket is gripping a Glock.

I don't disagree.

The ignored issue here is the fact that the citizenry is equally nervous, as the following is the image that Cops are aggressively projecting to the American people on a daily basis.



Why the facemasks?

Here are two other reasonable questions.




The Economist also doesn't care much to consider this next issue.


I'm not relying much on the Economist's numbers on "Death by Police Shootings" for perfect accuracy as I wish there was better sourcing.

As an aside, I frequently come away from The Economist with that same thought ... but I digress.

I mostly believe it though because of this.







If you go through all the numbers in the linked pieces above, they don't always add up real well as these charts come from different years and sources, but the message holds regardless of the details.

Compared to any other country in the world, we put an extraordinary number of people in prison relative to our population.

Your intuition is correct however as high incarceration rates have led to a reduction in crime ..... at least on the outside.

I linked all of the charts below to the same University of Chicago research paper which offers it's own batch of charts as I thought it was the best thing out there.




Lying Al Sharpton among others will tell you that America's criminal justice system is racist because Black and Hispanic People are significantly more likely to run afoul of the law than are White People.

He is absolutely right about that second part.


Maybe not so much there on that first part.

The following statistics are taken from the 2005 edition of The Color of Crime by Jared Taylor.

Apologies for making you read, but I found the following summary to be significantly better than any five charts I could assemble.

Click anywhere below to link up to the entire work.


The Color of Crime

Race, Crime, and Justice in America — Second, Expanded Edition, 2005

Major Findings: 

Police and the justice system are not biased against minorities.

Blacks are seven times more likely than people of other races to commit murder, and eight times more likely to commit robbery.

When blacks commit crimes of violence, they are nearly three times more likely than non-blacks to use a gun, and more than twice as likely to use a knife.

Hispanics commit violent crimes at roughly three times the white rate, and Asians commit violent crimes at about one quarter the white rate.

The single best indicator of violent crime levels in an area is the percentage of the population that is black and Hispanic.

Interracial Crime

Of the nearly 770,000 violent interracial crimes committed every year involving blacks and whites, blacks commit 85 percent and whites commit 15 percent.

Blacks commit more violent crime against whites than against blacks. Forty-five percent of their victims are white, 43 percent are black, and 10 percent are Hispanic. When whites commit violent crime, only three percent of their victims are black.

Blacks are an estimated 39 times more likely to commit a violent crime against a white than vice versa, and 136 times more likely to commit robbery.

Blacks are 2.25 times more likely to commit officially-designated hate crimes against whites than vice versa.


Only 10 percent of youth gang members are white.

Hispanics are 19 times more likely than whites to be members of youth gangs. Blacks are 15 times more likely, and Asians are nine times more likely.


Between 1980 and 2003 the US incarceration rate more than tripled, from 139 to 482 per 100,000, and the number of prisoners increased from 320,000 to 1.39 million.

Blacks are seven times more likely to be in prison than whites. Hispanics are three times more likely.


If you want our opinion ..... even if you don't ..... issues having to do with incarceration rates, exploding prison population, prison safety and busted budgets at every level of government can all be traced to one pervasive public policy mistake.








Although ...


That was 1997,  I would guess it's not much different now, but I dunno.

I'd love to do more, but I was just informed that I gotta clean the basement for a party.

As an aside ...


That's all for today.



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